AI companions, compared · 18+
An AI girlfriend is an app you pay for. Know what you're buying.
What each AI girlfriend and companion app costs once the free messages and tokens run out, what it allows, what it does with your chats, and which ones regulators have already acted against. Every fact links its source, or says that none was published.
What we compare, and how
The real monthly cost
The subscription plus the tokens or credits that photos, voice and long chats burn through, from each company's own pricing page, dated. Annual plans and auto-renewal called out.
Content & age checks
What the app allows and bans (anything involving minors, real people, uploaded photos), and whether it checks that you're an adult or just asks.
Privacy record
What the privacy policy says happens to your chats: kept, used to train models, shared or sold. Mozilla Foundation's 2024 findings, regulator orders and breaches.
Complaints & regulators
Fines, lawsuits, regulator orders and documented billing complaints. A past case doesn't rule an app out, but you should know about it before you hand over a card.
Who it's for
Companionship, roleplay or explicit chat: each review says who the app suits and who should skip it. Commission never changes that line.
Seven AI companion apps, side by side
Listed from the most mainstream to the most explicit. The order is not a ranking: Replika suits someone who wants a steady, mostly safe-for-work companion, Candy.ai or Secrets.ai someone who wants explicit roleplay and pictures, and both can be the right answer. Read the "Good for" line first, then the cost column, because the headline price is rarely what a month actually costs.
Affiliate disclosure: some links to the platforms on MeetWaifu.now may earn us a commission if you sign up or pay. It never costs you more, and no platform pays to be listed or to change what we write. How we rate
| Platform | Best for | Cost | Content & age checks | Privacy record | Complaints & regulators | Links |
|---|---|---|---|---|---|---|
 ReplikaAI companion chat app | A steady, mostly safe-for-work companion you talk to every day, with voice and video calls. | Free; paid tiers from $7.99/mo | Date of birth + age assurance | "Sells" ad data; 24-mo chats | Italy fined €5M (2025) | |
 Candy.aiAI girlfriend chat and image app | Explicit AI girlfriend roleplay with pictures and short clips, at the lowest yearly price here. | From $3.99/mo yearly + tokens | Self-declared 18+ | Chats may train its models | No regulator action found | |
 DarLink AINSFW AI girlfriend chat app | Explicit roleplay with a huge library of user-made characters, plus pictures and short videos paid in coins. | From $12.99/mo + coins | Not published / unverified | Policy not reviewed | Hard-to-cancel complaints | |
 Secrets.aiAI companion chat with image/video | Explicit chat with lots of media (8,000 Moments a month on Premium) and group chats. | From $9.17/mo yearly + Moments | Self-declared 18+, spot checks | Used to train its AI models | No regulator action found | |
 Girlfriend GPTNSFW AI girlfriend chat (now Infatuated.ai) | Explicit AI girlfriend chat with voice, pictures and short video on one token balance. | From $6.99/mo + tokens | Self-declared 18+ | No retention limit stated | No regulator action found | |
 LovescapeNSFW AI companion and porn generator | Explicit chat with a strong picture and short-video generator, from a company that says clearly who it is. | From $7.99/mo (annual) + chips | Self-declared 18+ | Says it never sells data | No regulator action found | |
 Xotic AIAI companion chat, image and video | People who want to know exactly what everything costs: the most complete published price list in this comparison. | From $12.50/mo yearly + XOT | 18+ gate; UK face/ID check | Vague policy; training unclear | No regulator action found |
Facts last checked November 2026. Each platform's review page lists the sources.
Before you pay for one
11 of 11 romantic AI chatbots Mozilla Foundation reviewed in 2024 got its "Privacy Not Included" warning label.
€5M fine from Italy's data protection authority against Replika's developer in 2025, over how it handled users' data and age checks.
Jan 1, 2026 is when California's companion-chatbot law (SB 243) took effect, with disclosure and self-harm safeguards for these apps.
Sources: Mozilla Foundation, Feb 2024 (via Infosecurity Magazine), Garante per la protezione dei dati personali, 2025, California SB 243. Read what these apps do with your chats and how they charge.